Privacy Policy

1. Introduction

Welcome to Property Calculator ("we," "our," or "us"). We are committed to protecting your privacy and ensuring transparency about how we collect, use, and safeguard your information. This Privacy Policy explains our practices regarding data collection and usage when you visit propertycalc.me (the "Website").

By using our Website, you agree to the collection and use of information in accordance with this policy. If you do not agree with our policies and practices, please do not use our Website.

2. Information We Collect

2.1 Information You Provide

Our property calculator tool operates entirely in your browser. We do not collect, store, or transmit any of the financial information you enter into our calculators, including:

• Property prices or values
• Income or salary information
• Deposit amounts
• Mortgage details
• Investment calculations

All calculations are performed locally in your web browser and are not sent to our servers.

2.2 Automatically Collected Information

When you visit our Website, we may automatically collect certain information about your device and browsing behavior, including:

• Log Data: Your IP address, browser type, browser version, pages visited, time and date of visit, time spent on pages, and other diagnostic data
• Cookies and Tracking Technologies: We use cookies and similar tracking technologies to track activity on our Website and store certain information
• Device Information: Device type, operating system, unique device identifiers, and mobile network information

3. How We Use Your Information

We use the collected information for various purposes:

• Service Delivery: To provide and maintain our calculator tools and Website functionality
• Analytics: To analyze usage patterns and improve our Website's performance and user experience
• Advertising: To display relevant advertisements through Google AdSense (see Section 5)
• Communication: To respond to your inquiries, feedback, or support requests if you contact us
• Security: To detect, prevent, and address technical issues and fraudulent activity
• Legal Compliance: To comply with legal obligations and enforce our Terms of Service

4. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to track activity on our Website. Cookies are small data files stored on your device that help us improve your experience.

4.1 Types of Cookies We Use

• Essential Cookies: Required for the Website to function properly
• Analytics Cookies: Help us understand how visitors interact with our Website
• Advertising Cookies: Used to deliver relevant advertisements through Google AdSense
• Preference Cookies: Remember your settings and preferences (e.g., country selection)

4.2 Managing Cookies

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Website. You can manage cookie preferences through your browser settings.

5. Third-Party Services and Advertising

5.1 Google AdSense

We use Google AdSense to display advertisements on our Website. Google may use cookies and other tracking technologies to serve ads based on your prior visits to our Website or other websites.

Google's use of advertising cookies enables it and its partners to serve ads based on your visit to our site and/or other sites on the Internet. You may opt out of personalized advertising by visiting Google Ads Settings or by visiting www.aboutads.info.

5.2 Analytics Services

We may use third-party analytics services to monitor and analyze Website traffic. These services may collect information about your use of our Website and other websites.

5.3 External Links

Our Website may contain links to external websites. We are not responsible for the privacy practices or content of these third-party sites. We encourage you to review the privacy policies of any external sites you visit.

6. Data Security

We implement appropriate technical and organizational security measures to protect your information against unauthorized access, alteration, disclosure, or destruction. However, please note:

• No method of transmission over the Internet is 100% secure
• We cannot guarantee absolute security of your data
• You are responsible for maintaining the confidentiality of any account credentials

Since our calculator operates entirely in your browser and we do not store your financial input data, your sensitive calculations remain on your device.

7. Data Retention

We retain automatically collected information (such as log data and analytics) for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.

Since we do not collect or store your calculator input data, there is no personal financial information to retain or delete.

8. Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information:

• Access: Request access to the personal information we hold about you
• Correction: Request correction of inaccurate or incomplete information
• Deletion: Request deletion of your personal information
• Objection: Object to our processing of your personal information
• Data Portability: Request transfer of your data to another service
• Withdrawal of Consent: Withdraw consent where we rely on consent to process your information

To exercise these rights, please contact us using the information provided in Section 11.

9. International Data Transfers

Your information may be transferred to and maintained on computers located outside of your country or jurisdiction where data protection laws may differ. We take steps to ensure that your data is treated securely and in accordance with this Privacy Policy.

10. Children's Privacy

Our Website is not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you are a parent or guardian and believe your child has provided us with personal information, please contact us so we can delete such information.

11. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by:

• Posting the new Privacy Policy on this page
• Updating the "Last Updated" date at the top of this policy
• Sending you an email notification (if you have provided your email address)

You are advised to review this Privacy Policy periodically for any changes. Changes are effective when posted on this page.

12. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

• Website: propertycalc.me
• Email: Contact us through our Contact Page

We will respond to your inquiry within a reasonable timeframe, typically within 30 days.

13. GDPR Compliance (For EU Users)

If you are located in the European Economic Area (EEA), you have additional rights under the General Data Protection Regulation (GDPR):

• Legal Basis: We process your data based on legitimate interests, consent, or legal obligations
• Data Protection Officer: You may contact our designated data protection contact through the information in Section 12
• Right to Lodge a Complaint: You have the right to lodge a complaint with your local data protection authority

14. California Privacy Rights (CCPA)

If you are a California resident, you have specific rights under the California Consumer Privacy Act (CCPA):

• The right to know what personal information we collect, use, and disclose
• The right to request deletion of your personal information
• The right to opt-out of the sale of personal information (we do not sell personal information)
• The right to non-discrimination for exercising your CCPA rights

To exercise these rights, please contact us using the information in Section 12.